How to make a monthly budget in 6 simple steps
From your take-home pay to a plan you can actually follow: a beginner-friendly guide to making a monthly budget, with a full worked example.
Articles: Methods
Money management methods explained simply: the 50/30/20 rule, cash envelopes, zero-based budgets and their limits.
The cash envelope system: how to budget with envelopes, step by step
One envelope per spending category, and when it is empty, you stop. Here is how to set up the cash envelope system in an afternoon, with real numbers.
The 50/30/20 budget rule, explained simply
50% for needs, 30% for wants, 20% for savings. A simple rule to organise your salary, with worked examples and the tweaks that make it fit real life.