Monthly wallet
Enter your salary and Pennoway computes your daily allowance and what is left until the end of the month.
Learn more : Monthly wallet100% free · GPS · AI assistant · 6 languages
Your spending, your way.
Pennoway links every coin you spend to the places you go. Monthly budget, clear stats, reminders and an AI assistant that answers your questions.
Salary received+2,400 DT
Café des Délices · 3rd visit
“How much on coffee this month?”
- €0100% free, every feature included
- 6languages, Arabic included
- 17currencies, dinar with 3 decimals
- 100%GPS on your phone
All in one
Everything you need to master your budget
Simple every day, powerful when you need it.
Free GPS
Visits are detected automatically: know how much you spend at the café, the market or the gas station.
Learn more : Free GPSClear statistics
Day, week, month, year: charts, comparisons and an end-of-month forecast.
Learn more : Clear statisticsAI assistant
“Add 12 dinars for a taxi” or “Where did I spend the most?”: ask in plain language.
Learn more : AI assistantMulti-currency
Tunisian dinar, euro, dollar… automatic conversion with daily rates.
Learn more : Multi-currencyAlarms & due dates
Rent, bills, subscriptions: reminders before each due date, and the expense created in one tap.
Learn more : Alarms & due datesGPS demo
Your spending map, without typing anything
Pennoway spots the places where you stop for more than 5 minutes and offers to attach an expense. Everything is computed on your phone: your locations never leave the device.
Visits detected
Café, supermarket, gym: every stop becomes a visit, automatically.
Spending per place
How much each place costs you, per week and per month.
Heatmap
See the neighborhoods where your budget goes.
AI assistant
Talk to your budget
The assistant knows your expenses, budgets and places. It replies in your language, adds expenses from a sentence and gives you concrete advice.
- Natural-language entry, even in Tunisian darija
- Answers with numbers and charts
- Always asks before saving anything
Multi-currency
Dinar first, every currency next
Keep your accounts in Tunisian dinars with 3 decimals, or in any of 17 available currencies. When traveling, each expense is converted at the daily rate.
Today’s rate · 1 EUR = 3.380 TND
EUR
Euro3.380 TND▲ 0.21%
Euro3.380 TND▲ 0.21%
USD
US dollar3.110 TND▼ 0.34%
US dollar3.110 TND▼ 0.34%
GBP
Pound sterling3.997 TND▲ 0.08%
Pound sterling3.997 TND▲ 0.08%
MAD
Moroccan dirham0.314 TND▼ 0.12%
Moroccan dirham0.314 TND▼ 0.12%
Rates updated daily, history kept.
6 languages
Pennoway speaks your language
French, English, Arabic (with a right-to-left interface), German, Italian and Spanish. Switch any time.
- Bonjour Français
- Hello English
- مرحبا العربية
- Hallo Deutsch
- Ciao Italiano
- Hola Español
Security
Your data, under lock
Designed from day one to protect what is most personal to you.
Encryption everywhere
HTTPS everywhere, secrets encrypted with AES-256-GCM.
Two-factor authentication
TOTP codes and backup codes.
Biometric lock
Face ID, fingerprint and discreet mode to hide amounts.
GDPR compliant
Export or delete your data at any time.
Newsletter
Smarter spending tips, every month
Budgeting methods, saving ideas and Pennoway news. Free, no spam, one-click unsubscribe.
Ready to know where your money goes?
Download Pennoway, the free expense tracker app for Android.