The 50/30/20 rule, simply explained
50% needs, 30% wants, 20% savings: a simple rule to take back control of your budget.
One €3 coffee a day adds up to more than €1,000 a year. Here is how Pennoway makes small expenses visible.
A coffee on the way to work, another one after lunch… Small expenses feel harmless, but they add up quickly.
At €3 per coffee, one a day is €90 a month and more than €1,000 a year.
Pennoway detects your coffee shop visits with free on-device GPS and offers to log the expense in one tap.
The goal isn't to quit coffee — it's to choose consciously.
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